Guidance

Guidance is intended to clarify obligations or respond to questions of general applicability that arise under the Bank Secrecy Act and implementing regulations at 31 CFR Chapter X. FinCEN alerts, advisories, notices, bulletins, and fact sheets are located here. Guidance regarding beneficial ownership reporting requirements under the Corporate Transparency Act can be found here. Other information pertaining to the Anti-Money Laundering Act of 2020 is available here.
| Depository Institutions
Agencies Issue Statement on Bank Secrecy Act Due Diligence Requirements for Customers Who May Be Considered Politically Exposed Persons

WASHINGTON—The Federal Reserve Board, the Federal Deposit Insurance Corporation, the Financial Crimes Enforcement Network, the National Credit Union Administration, and the Office of the Comptroller of the Currency today issued a joint …

| Casinos, Depository Institutions, Insurance Industry, Money Services Businesses, Mortgage Co/Broker, Precious Metals/Jewelry Industry, Securities and Futures
FinCEN Statement on Enforcement of the Bank Secrecy Act

WASHINGTON—As the primary regulator and administrator of the Bank Secrecy Act (BSA), the Financial Crimes Enforcement Network (FinCEN) today issued a statement that sets forth its approach to…

| Depository Institutions, Money Services Businesses, Securities and Futures
Frequently Asked Questions Regarding Customer Due Diligence (CDD) Requirements for Covered Financial Institutions.
| Depository Institutions, Money Services Businesses, Securities and Futures
FinCEN Guidance Regarding Due Diligence Requirements under the Bank Secrecy Act for Hemp-Related Business Customers
| Depository Institutions, Money Services Businesses
Providing Financial Services to Customers Engaged in Hemp-Related Businesses
| Depository Institutions, Money Services Businesses, Securities and Futures
Leaders of CFTC, FinCEN, and SEC Issue Joint Statement on Activities Involving Digital Assets
| Securities and Futures
Guidance on the Application of the Customer Identification Program Rule and the Beneficial Ownership Rule to Certain Introducing Brokers
| Depository Institutions
Joint Statement on Risk-Focused Bank Secrecy Act/Anti-Money Laundering Supervision
| Money Services Businesses
Application of FinCEN’s Regulations to Certain Business Models Involving Convertible Virtual Currencies
| Depository Institutions, Securities and Futures
Frequently Asked Questions Regarding Customer Due Diligence Requirements for Financial Institutions