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Guidance

Guidance is intended to clarify obligations or respond to questions of general applicability that arise under the Bank Secrecy Act and implementing regulations at 31 CFR Chapter X. FinCEN alerts, advisories, notices, bulletins, and fact sheets are located here. Guidance regarding beneficial ownership reporting requirements under the Corporate Transparency Act can be found here. Other information pertaining to the Anti-Money Laundering Act of 2020 is available here.

| Money Services Businesses
Application of FinCEN’s Regulations to Certain Business Models Involving Convertible Virtual Currencies
| Depository Institutions, Securities and Futures
Frequently Asked Questions Regarding Customer Due Diligence Requirements for Financial Institutions
| Casinos
Sharing Suspicious Activity Reports with U.S. Parents and Affiliates of Casinos
| Casinos, Depository Institutions, Insurance Industry, Money Services Businesses, Mortgage Co/Broker, Precious Metals/Jewelry Industry, Securities and Futures
Advisory to Financial Institutions on E-mail Compromise Fraud Schemes

The Financial Crimes Enforcement Network (FinCEN) is issuing this advisory to help financial institutions guard against a growing number of e-mail fraud schemes in which criminals misappropriate funds by deceiving financial institutions and their customers into conducting wire transfers. This…

| Depository Institutions, Securities and Futures
Frequently Asked Questions Regarding Customer Due Diligence Requirements for Financial Institutions
| Money Services Businesses
Frequently Asked Questions regarding Prepaid Access

These FAQs are in addition to, and supplement, the FAQs entitled “Final Rule – Definitions and Other Regulations Relating to Prepaid Access,” which were issued on November 2, 2011. The 2011 FAQs are found at /system/files/shared/20111102.pdf.…

| Depository Institutions
Interagency Guidance to Issuing Banks on Applying Customer Identification Program Requirements to Holders of Prepaid Cards

 

 

| Depository Institutions, Money Services Businesses
Guidance on Existing AML Program Rule Compliance Obligations for MSB Principals with Respect to Agent Monitoring

This guidance reiterates the anti-money laundering (AML) program obligations on the principals of money services businesses (MSBs)1 to understand and appropriately account for the risks associated with their agents,2 as broadly set forth by FinCEN in 2004 guidance primarily…

| Depository Institutions
Guidance to Encourage Financial Institutions’ Youth Savings Programs and Address Related Frequently Asked Questions
| Casinos
FinCEN Correspondence with the American Gaming Association Regarding Sports Betting Conducted on Behalf of Third Parties

Dear Mr. Freeman:

Thank you for your December 23, 2014, letter to FinCEN Director Jennifer Shasky Calvery with your concerns about a news article referencing potential FinCEN guidance concerning sports betting. While the article apparently was based on unauthorized sources without a…