Guidance

Guidance is intended to clarify obligations or respond to questions of general applicability that arise under the Bank Secrecy Act and implementing regulations at 31 CFR Chapter X. FinCEN alerts, advisories, notices, bulletins, and fact sheets are located here. Guidance regarding beneficial ownership reporting requirements under the Corporate Transparency Act can be found here. Other information pertaining to the Anti-Money Laundering Act of 2020 is available here.
Reports of Foreign Financial Accounts (“FBARs”) Requirements for Former Employees that had Signature or Other Authority over a Foreign Financial Account of a Former Employer

The Financial Crimes Enforcement Network (“FinCEN”) is issuing this guidance in response to questions related to the reporting requirements under 31 C.F.R. § 1010.350, Reports of Foreign Financial Accounts, with respect to a former employee who had signature or other authority over, but no…

FinCEN Notice (2011-2) – FBAR Filing Requirement – Extended Filing Date Relating to Officers or Employees of Investment Advisors Registered With the SEC
FBAR Filing Requirement--Extended Filing Date Related to Exceptions Described in 31 CFR 1010.350(f)(2) - Revised 06/06/11
| Casinos
Preparation Guidelines for completing the March 2011 version of FinCEN Form 103, Currency Transaction Report by Casinos.

The Financial Crimes Enforcement Network ("FinCEN") is issuing this guidance to assist casinos and card clubs in correctly completing FinCEN Form 103, Currency Transaction Report by Casinos (CTR-C). On August 1, 2008, FinCEN issued a revised version of the CTR-C that became mandatory for use by…

| Securities and Futures
Preparation Guidelines for completing the March 2011 version of FinCEN Form 101, Suspicious Activity Report by the Securities and Futures Industries.

The Financial Crimes Enforcement Network ("FinCEN") is issuing these guidelines to assist the Securities and Futures Industry in correctly completing FinCEN Form 101, Suspicious Activity Report by the Securities and Futures Industries (“SAR-SF”). On October 10, 2007, FinCEN issued guidance…

| Depository Institutions
Interagency Guidance on Accepting Accounts from Foreign Embassies, Consulates and Missions
| Depository Institutions
Sharing Suspicious Activity Reports by Depository Institutions with Certain U.S. Affiliates

The Financial Crimes Enforcement Network (“FinCEN”), after consulting with the staffs of the Board of Governors of the Federal Reserve System (“FRB”), the Federal Deposit Insurance Corporation (“FDIC”), the National Credit Union Administration (“NCUA”), the Office of the Comptroller of the…

| Securities and Futures
Sharing Suspicious Activity Reports by Securities Broker-Dealers, Mutual Funds, Futures Commission Merchants, and Introducing Brokers in Commodities with Certain U.S. Affiliates

The Financial Crimes Enforcement Network ("FinCEN"), after consulting with staff of the U.S. Securities and Exchange Commission ("SEC") and the Commodity Futures Trading Commission ("CFTC"), is issuing this guidance to confirm that under the Bank Secrecy Act ("BSA") and its implementing…

| Casinos, Depository Institutions, Money Services Businesses, Securities and Futures
Funds “Travel” Regulations: Questions & Answers

The following is revised guidance to financial institutions on the transmittal of funds "Travel" rule. This guidance updates the document “Funds ‘Travel’ Regulations: Questions & Answers” issued in 1997. It includes a parenthetical at the end of each answer indicating the date the answer was…

| Casinos
Casino or Card Club Compliance Program Assessment

This document describes factors that a casino or card club may need to consider in assessing the effectiveness of its Bank Secrecy Act (“BSA”) compliance program. The BSA requires casinos and card clubs to develop and implement compliance programs tailored to their business activities and risk…