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Guidance

Guidance is intended to clarify obligations or respond to questions of general applicability that arise under the Bank Secrecy Act and implementing regulations at 31 CFR Chapter X. FinCEN alerts, advisories, notices, bulletins, and fact sheets are located here. Guidance regarding beneficial ownership reporting requirements under the Corporate Transparency Act can be found here. Other information pertaining to the Anti-Money Laundering Act of 2020 is available here.

| Depository Institutions
Sharing Suspicious Activity Reports by Depository Institutions with Certain U.S. Affiliates

The Financial Crimes Enforcement Network (“FinCEN”), after consulting with the staffs of the Board of Governors of the Federal Reserve System (“FRB”), the Federal Deposit Insurance Corporation (“FDIC”), the National Credit Union Administration (“NCUA”), the Office of the Comptroller of the…

| Casinos, Depository Institutions, Money Services Businesses, Securities and Futures
Funds “Travel” Regulations: Questions & Answers

The following is revised guidance to financial institutions on the transmittal of funds "Travel" rule. This guidance updates the document “Funds ‘Travel’ Regulations: Questions & Answers” issued in 1997. It includes a parenthetical at the end of each answer indicating the date the answer was…

| Casinos
Casino or Card Club Compliance Program Assessment

This document describes factors that a casino or card club may need to consider in assessing the effectiveness of its Bank Secrecy Act (“BSA”) compliance program. The BSA requires casinos and card clubs to develop and implement compliance programs tailored to their business activities and risk…

| Casinos
Casino or Card Club Risk-Based Compliance Indicators

This document describes factors that a casino or card club may need to consider in applying a risk-based approach to the development and implementation of a Bank Secrecy Act ("BSA") compliance program. The BSA requires casinos and card clubs to develop and implement compliance programs tailored…

| Casinos, Depository Institutions, Insurance Industry, Money Services Businesses, Precious Metals/Jewelry Industry, Securities and Futures
Guidance on Obtaining and Retaining Beneficial Ownership Information

The Financial Crimes Enforcement Network (FinCEN), along with the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, and the…

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FIN-2009-G005 - Requirements for Correcting Errors in Electronically Batch-Filed Suspicious Activity Reports
| Casinos
Frequently Asked Questions Casino Record keeping, Reporting, and Compliance Program Requirements

This document provides guidance interpreting the requirements of the Bank Secrecy Act ("BSA") regulations1 as they apply to the casino and card club industries in the United States. We additionally published frequently asked questions for casinos and card clubs as FIN-2007-G005 on…

| Depository Institutions
FinCEN Guidance (FIN-2009-G003) on Determining Eligibility for Exemption from Currency Transaction Reporting Requirements

The Financial Crimes Enforcement Network ("FinCEN") is issuing this guidance to help banks1 determine whether a customer is eligible for exemption from currency transaction reporting requirements.2 This guidance provides examples and answers to commonly asked questions…

| Casinos, Depository Institutions, Insurance Industry, Money Services Businesses, Mortgage Co/Broker, Precious Metals/Jewelry Industry, Securities and Futures
Guidance on the Scope of Permissible Information Sharing Covered by Section 314(b) Safe Harbor of the USA PATRIOT Act

Rescinded December 2020

The Financial Crimes Enforcement Network ("FinCEN") is issuing this interpretive guidance to clarify the application of the rule implementing section 314(b) (the "314(b) rule")1 of the USA PATRIOT Act (the "Act").2…

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Guidance on Supporting Information Suitable for Determining the Portion of a Business Customer’s Annual Gross Revenues that is Derived from Activities Ineligible for Exemption from Currency Transaction Reporting Requirements

Background

The Financial Crimes Enforcement Network (FinCEN) is issuing this guidance to assist banks1 in determining the appropriateness of exempting from currency transaction reporting requirements non-listed business customers that derive some portion of their annual gross…