Section 314(b) of the USA PATRIOT Act provides a safe harbor from liability for financial institutions and associations of financial institutions that share information with one another for purposes of identifying and, where appropriate, reporting activities that may involve possible terrorist activity or money laundering, which may include information about fraud and other specified unlawful activities. Financial institutions and associations of financial institutions interested in participating in the section 314(b) program should follow the registration instructions included in the Section 314(b) Fact Sheet (below).
Section 314(b) Fact Sheet (June 12, 2026) NEW
Resources for Financial Institutions
- This page provides information about how financial institutions can request access to the Financial Institutions (FI) Portal, which is required to register as a section 314(b) program participant.
Other Section 314(b)-Related Materials
314(b) Infographic: Participation and Reporting (July, 2022)
Section 314(b) Fact Sheet (December 2020) (Rescinded June 12, 2026)