June 2016
Proactive Suspicious Activity Report Review Leads to Indictments in “Cash Back” Mortgage Fraud Scheme
PDF Download : Issue 21-story1.pdf
In a case started from a review of SARs, a specialized mortgage fraud task force launched an investigation that led to charges against two individuals. In addition to the SAR that initiated the case, another SAR described how the defendant became “very upset” when he learned that a Currency Transaction Report (CTR) would be filed because of a series of transactions. In all, FinCEN records captured many of the scheme’s intricate details.
Casino Currency Transaction Reports Help Track Funds Embezzled from a Public Utility
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PDF Download : Issue 19-story3.pdf
A man with a compulsive gambling addiction embezzled millions of dollars from a public utility and lived the life of a “high roller” for several years before being caught. The defendant established several shell corporations to bilk a county for water well capacity rights.
Proactive SAR Review Leads to Guilty Pleas in Structuring, Bank Fraud Case
PDF Download : Issue 21-story5.pdf
A proactive SAR review task force identified a record that described structuring in an account of an individual who was subsequently found to not be involved in the suspected criminal activity. The investigators began focusing on the subject who caused the structured transaction noted in the SAR. Investigators executed a search warrant within a few months of the time the financial institution filed the record, and were able to obtain a confession shortly thereafter.
Local Official Sentenced for Tax Evasion and Structuring
PDF Download : Issue 19-story8.pdf
An elected official structured transactions in an attempt to disguise from the IRS his earnings from personal businesses. Investigators discovered the structuring after reviewing SARs filed by banks that detailed the illicit transactions.
SAR Leads to Guilty Plea for Used Car Dealer Willing to Launder Drug Proceeds
PDF Download : Issue 23-story8.pdf
A used auto dealer pleaded guilty to laundering $35,000 in currency from an undercover source acting on behalf of Federal agents. The investigation, initiated by a SAR, led to the arrest of the subject.