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May 2006

STATEMENT OF ROBERT W. WERNER, DIRECTOR, FINANCIAL CRIMES ENFORCEMENT NETWORK, UNITED STATES DEPARTMENT OF THE TREASURY

Chairman Bachus, Ranking Member Sanders and distinguished members of the Subcommittee, I appreciate the opportunity to appear before you today to discuss H.R. 5341, the "Seasoned Customer CTR Exemption Act of 2006". Balancing the regulatory burdens imposed upon the financial services industry under the Bank Secrecy Act (BSA), while at the same time, ensuring an unimpeded flow of useful information to law enforcement officials is an ongoing challenge that requires the attention of lawmakers and regulators alike.