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June 2005

Definition of Money Services Business (Ceasing to be a Money Services Business)

Dear [ ]:
This responds to your letters to the Financial Crimes Enforcement Network (“FinCEN”) of March 18, 2005, and June 14, 2005, requesting a determination as to whether (“bank”) must continue to treat its customer (“business”), which is currently registered as a money services business (check casher) with FinCEN, as a money services business although it no longer engages in check cashing activity that meets the definitional threshold of a money services business under Bank Secrecy Act regulations (31 CFR 103.11(uu)(2)).