October 2004

Good morning ladies and gentlemen. It is a pleasure for me to be with you here at the 2004 Money Laundering Enforcement Seminar sponsored by the American Bankers Association and the American Bar Association. I want to thank Seminar Co-chairs John Byrne and Gordon Greenberg and the Seminar Advisory Board Members for inviting me to speak to you this morning. It is also a pleasure for me to see so many faces that have become familiar over the past year.