Guidance

Guidance is intended to clarify issues or respond to questions of general applicability that arise under FinCEN regulations 31 CFR Chapter X (formerly 31 CFR Part 103). The transfer and reorganization of the BSA regulations from 31 CFR Part 103 to 31 CFR Chapter X has not altered the legal effect of any regulatory obligation nor has it imposed any new regulatory obligations on financial institutions. This includes the legal effect of FinCEN's interim final rule for dealers of precious metals, stones, or jewels, as further clarified by FinCEN Ruling 2006-001.
| Casinos

This document provides guidance interpreting the requirements of the Bank Secrecy Act ("BSA") regulations1 as they apply to the casino and card club industries in the United States. We additionally published frequently asked questions for casinos and card clubs as FIN-2007-G005 on…

| Depository Institutions

The Financial Crimes Enforcement Network ("FinCEN") is issuing this guidance to help banks1 determine whether a customer is eligible for exemption from currency transaction reporting requirements.2 This guidance provides examples and answers to commonly asked questions…

| Casinos, Depository Institutions, Insurance Industry, Money Services Businesses, Mortgage Co/Broker, Precious Metals/Jewelry Industry, Securities and Futures

Rescinded December 2020

The Financial Crimes Enforcement Network ("FinCEN") is issuing this interpretive guidance to clarify the application of the rule implementing section 314(b) (the "314(b) rule")1 of the USA PATRIOT Act (the "Act").2

Background

The Financial Crimes Enforcement Network (FinCEN) is issuing this guidance to assist banks1 in determining the appropriateness of exempting from currency transaction reporting requirements non-listed business customers that derive some portion of their annual gross…

The Financial Crimes Enforcement Network (FinCEN) is issuing this advisory to highlight loan modification/foreclosure rescue scams so that financial institutions may better assist law enforcement when filing Suspicious Activity Reports. This guidance is consistent with the Department of the…

| Depository Institutions

To assist depository institutions in completing the DOEP, FinCEN Form 110, FinCEN is providing the following guidance for items affected by this final rule.

  • Depository institutions should disregard any references to biennial renewals that appear on the face of FinCEN Form 110 (…
| Money Services Businesses

Registration Renewal Deadline for Certain Money Services Businesses is December 31, 2008

Update to Notice (January 9, 2009)

Please be advised that if you properly completed and mailed your registration form (revised August 2008…

| Money Services Businesses

Registration Renewal Deadline for Certain Money Services Businessesis December 31, 2008

If your business is registered as a money services business (MSB), and you have continued to operate as an MSB, you must renew your registration by December 31 every two years (after…

| Money Services Businesses

The Financial Crimes Enforcement Network ("FinCEN") is issuing this interpretive guidance to clarify whether a person who conducts transactions in currency or other commodities is a money services business for purposes of complying with the Bank Secrecy Act and its implementing regulations.…

| Casinos

This guidance is intended to assist casinos and card clubs1 with the reporting of suspected money laundering, terrorist financing and related financial crimes. This guidance contains examples of circumstances or "red flags" - based on actual reports, the observations of examiners and…